First Citizens Bank Payday Loans Review - Georgetown, South Carolina

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5 reviews

726 Front St, Georgetown, SC 29440, USA
+1 (843) 546-8591
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Testimonials

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Payday lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Georgetown, New York

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Georgetown, New York are issued hassle-free. The interest rate is dependent on the borrower's personal data: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

25% small loan cap

How will First Citizens Bank help take out a payday loan in Georgetown, New York?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be deposited to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Georgetown, ny review this circumstance not a hindrence to take out a loan. The borrower of a loan should be ready to objectively estimate financial abilities, take out a loan, repay the debt on a due date and not only handle current issues, but improve the credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as APR.

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