What people think about Hometown Finance of Gaffney?
Previously I needed $900 to cover car repair bills. I decided to contact Hometown Finance of Gaffney. They only approved me for $600 but the process itself was legit, and their rates were reasonable.
Ms. Zoey McCullough
Thank you for the amazing service. Your employess guided me throughout the process. It’s great that you only need an ID to get accepted.
Jovan Jerde
It wanted to rebuild my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via Hometown Finance of Gaffney. Took out 2 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very happy.
Dr. Adalberto Waelchi
Important
Now you can read general features of payday loans.
Payday Loans in Gaffney, South Carolina
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Gaffney, South Carolina is are easy to get. The APR is specific for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
391% APR*
$550
Not Specified
31 days
Advantages of Hometown Finance of Gaffney that offers payday loans in Gaffney, South Carolina
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people take out payday loans?
Payday loans for bad credit
Payday loans are designed for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Gaffney, sc work with people with bad credit. You can request a bad credit payday loan on the net 24/7 and if accepted could have the funds in your account within the hour.
To get accepted for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the APR. It’s easy to learn the real cost of the payday loan even before applying.
Other Payday Lenders in Gaffney, South Carolina
Security Finance
108 N Parler Ave, St George, SC 29477, USA
+1 (843) 563-2316
www.securityfinance.com
Pickens Savings and Loan Association
115 N Main St, Six Mile, SC 29682, USA
+1 (864) 481-3026
www.pickens.bank
Sandhills Bank
1020 Hwy 17 N, North Myrtle Beach, SC 29582, USA
+1 (843) 280-2265
www.sandhillsbank.com
Affordable Credit Loans
507 Georgia Ave, North Augusta, SC 29841, USA
