Carolina Payday Loans, Inc. Payday Loans Review - Columbia, South Carolina

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4.7 67 reviews
Loan agency in the Dentsville, South Carolina

6805 Two Notch Rd, Columbia, SC 29223, USA
+1 (803) 419-7729
carolinapaydayloansinc.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2008-07-24

Mailing Address

South Carolina

United States

Company Name

Carolina Payday Loans, Inc.

Carolina Payday Loans, Inc.

Testimonials

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Pay Attention

Further there will be given the details about not a certain lender. The information below will explain common information about payday loans and its specific features.

Payday Loans in Columbia, Connecticut

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Columbia, Connecticut is taken out simply and fast. The interest percentage is set considering the category of the client: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

12$ small loan cap

How will Carolina Payday Loans, Inc. help take out a loan in Columbia, Connecticut?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Columbia, ct will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

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