SC Board of Financial Institutions Payday Loans Review - Columbia, South Carolina

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Edgar Brown Building, 1205 Pendleton St, Columbia, SC 29201, USA
+1 (803) 734-2020
bofi.sc.gov
Wednesday
9AM–5PM
Thursday
Closed
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
Closed
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Note

Pay Attention

Payday lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Columbia, Connecticut

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Columbia, Connecticut is issued simply and fast. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

12$ small loan cap

How will SC Board of Financial Institutions help issue a payday loan in Columbia, Connecticut?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to process the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Columbia, Connecticut. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Columbia, South Carolina

World Finance

1013 Broad River Rd Ste A, Columbia, SC 29210, USA

+1 (803) 750-6446

www.loansbyworld.com

First Citizens Bank

147 N Main St, Prosperity, SC 29127, USA

+1 (803) 364-3800

www.firstcitizens.com

State Credit Union

12015 N Radio Station Rd, Seneca, SC 29678, USA

+1 (800) 868-8740

www.scscu.com

Regional Finance

348 US-701 Unit 1, Loris, SC 29569, USA

+1 (843) 492-4804

branches.regionalfinance.com

Navy Federal Credit Union - ATM

1 Pinckney Blvd Bldg 7, Beaufort, SC 29902, USA

+1 (888) 842-6328

www.navyfederal.org

MoneyGram

206 S Main St, Hemingway, SC 29554, USA

+1 (803) 558-9455

locations.moneygram.com

North American Title Loans

2256 Whiskey Rd, Aiken, SC 29803, USA

+1 (803) 648-7082

www.northamericantitleloans.net

Security Finance

4107 Main St, Loris, SC 29569, USA

+1 (843) 756-7555

www.securityfinance.com

Carolina Title Loans, Inc.

2071 Whiskey Rd, Aiken, SC 29803, USA

+1 (803) 644-8190

carolinatitleloansinc.com