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What people think about ATM South State Bank?
Good loan provider with reasonable rates. They transferred the same day, as promised. I will use ATM South State Bank again if I need extra money.
Trevion Ziemann
ATM South State Bank seems honest. Used it twice. The first loan approved was small – $500, but next time the limit was increased to $600. Repaid the loan as agreed. The staff were understanding, they gave immediate answers to all my questions. No complaints. But their interest rates are not the lowest on the net.
Freda Ruecker
Used ATM South State Bank for the second time. The company is fair. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra cash.
Ms. Dasia Carter
Used ATM South State Bank for the second time. The company is credible. They always keep you informed on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra cash.
Dr. Ken Stoltenberg
Important
Below you can read general information about payday loans and their common features.
Payday Loans in Charleston, Maine
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Cash advance loans may be an easy and fast solution to a short-term problem in Charleston, Maine. Loans from payday lenders can get you money same day. Your APR will depend on several factors.
30% APR; In Fact - 217%*
$2,000
Not Specified
Not Specified
Advantages of ATM South State Bank that offers payday loans in Charleston, Maine
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for cash advances?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on other circumstances. They will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the cash advance loan immediately.
Other Payday Lenders in Charleston, South Carolina
Check `n Go
1242 Bennettsville Square, Bennettsville, SC 29512, USA
+1 (843) 454-1551
locations.checkngo.com
Check `n Go
6919 Calhoun Memorial Hwy Suite B, Easley, SC 29640, USA
+1 (864) 855-4900
locations.checkngo.com
