First Cooperative Credit Union Payday Loans Review - Cayce, South Carolina

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4.5 4 reviews
Organization owner?
808 Knox Abbott Dr, Cayce, SC 29033, USA
+1 (803) 796-0234
www.1stcooperative.org
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

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Created Date
Mailing Address
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Testimonials

Feedback about First Cooperative Credit Union?

Here you grapple with the feedback of our customers.

A good payday lender. It quickly reviewed the application and credited the funds to my credit card.

Juliet Crona

I want to express my deep gratitude to First Cooperative Credit Union for believing my case. I had some problems with a credit history, but this company helped me and took out a loan.

Ms. Robyn Klein

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to use First Cooperative Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Dr. Michaela Ernser V

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to contact First Cooperative Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Fabian Boehm IV

Money was urgently needed. I left an online application in First Cooperative Credit Union. I sent all the necessary photos of documents, talked to the operators by phone. The requested loan was approved. Within an hour, the money was deposited to my card.

Holly Macejkovic

I trusted First Cooperative Credit Union when it was necessary to get a small loan. I filled in an application quickly. No problems.

Chanel Sporer

Note

Pay Attention

Lending companies are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Cayce, South Carolina

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

It is easy and quick to take out loans in Cayce, South Carolina. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Cooperative Credit Union help take out a payday loan in Cayce, South Carolina?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Cayce, sc will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

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