SRP Federal Credit Union Payday Loans Review - Aiken, South Carolina

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5 10 reviews

390 Rutland Dr, Aiken, SC 29801, USA
+1 (803) 278-4851
www.srpfcu.org
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–12PM
Thursday
8:30AM–6PM
Testimonials

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Above-shown info provides the details about a certain lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Aiken, South Carolina

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Aiken, South Carolina is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a client will get.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will SRP Federal Credit Union help take out a loan in Aiken, South Carolina?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Aiken, sc will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as APR.

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