SRP Federal Credit Union Payday Loans Review - Aiken, South Carolina

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4.3 18 reviews

1060 Silver Bluff Rd, Aiken, SC 29803, USA
+1 (803) 278-4851
www.srpfcu.org
Wednesday
8:30AM–12PM
Thursday
8:30AM–6PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Testimonials

What people think about SRP Federal Credit Union?

Below you find some of the opinions of our customers.
Note

Pay Attention

The previous three items describe a certain company. But below you can find common data about payday loans.

Payday Loans in Aiken, South Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans are the easiest loans to qualify for in Aiken, South Carolina. The entire process is hassle-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Advantages of SRP Federal Credit Union that offers payday loans in Aiken, South Carolina

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval chances. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit history. Payday loan approvals depend very much on specific circumstances. They will pay attention to your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the payday loan even before applying.

Let's see

Other Payday Lenders in Aiken, South Carolina

1st Franklin Financial

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+1 (843) 573-9980

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Himsl Consulting, LLC

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Hometown Finance

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+1 (864) 429-5944

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Credit Central

1356 Grove Park Dr, Orangeburg, SC 29115, USA

+1 (803) 534-3527

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Local Finance of Hampton LLC

401 Elm St E, Hampton, SC 29924, USA

+1 (803) 943-0030

Community Credit

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+1 (864) 269-1411

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First Citizens Bank

305 W Main St, Laurens, SC 29360, USA

+1 (864) 984-3502

www.firstcitizens.com

AgSouth Farm Credit

1880 Joe S Jeffords Hwy, Orangeburg, SC 29115, USA

+1 (803) 534-6546

www.agsouthfc.com

Quick Credit

1561 W Palmetto St, Florence, SC 29501, USA

+1 (843) 661-5455

www.mymoneytogo.com