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What people think about Credit Central?
Last week I needed $900 to cover utility bills. I decided to contact Credit Central. They only approved me for $600 but the process itself was easy, and their rates were competitive.
Jonatan Donnelly
I needed $300 to buy a birthday gift. The only way out was to apply for a cash advance. Found a lot of companies online. Credit Central seemed the most transparent lender in Aiken.
Fabian Spinka
Important
The previous three items describe a precise financial institution. But below you can read common information about payday loans.
Payday Loans in Aiken, South Carolina
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans are the easiest loans to get in Aiken, South Carolina. The entire process is straightforward. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.
391% APR*
$550
Not Specified
31 days
Advantages of Credit Central that offers payday loans in Aiken, South Carolina
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people take out cash advances?
Payday loans for bad credit
If you have a bad credit score you may still apply a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a steady income to be eligible for a bad credit payday loan.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.
Other Payday Lenders in Aiken, South Carolina
HopeSouth Federal Credit Union
807 W Greenwood St, Abbeville, SC 29620, USA
+1 (864) 366-9602
www.hopesouth.org
First Citizens Bank
3551 Lancaster Hwy, Richburg, SC 29729, USA
+1 (803) 789-6161
www.firstcitizens.com
First Citizens Bank
1894 E Main St, Spartanburg, SC 29307, USA
+1 (864) 596-5030
firstcitizensbank.com
Lendmark Financial Services LLC
101 Verdae Blvd Suite 340, Greenville, SC 29607, USA
+1 (864) 284-0816
www.lendmarkfinancial.com