Savings Institute Bank & Trust Payday Loans Review - Westerly, Rhode Island

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4 reviews

18 Post Rd, Westerly, RI 02891, USA
+1 (401) 596-5353
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Testimonials

What people think about Savings Institute Bank & Trust?

Below you read some of the opinions of our customers.
Note

Important

The above-given information provides the details about a peculiar lender. The information below is about common information about payday loans.

Payday Loans in Westerly, Rhode Island

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans are the easiest loans to access in Westerly, Rhode Island. The entire process is fast. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Savings Institute Bank & Trust that offers payday loans in Westerly, Rhode Island

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be happy to give you a payday loan even if you have a poor credit rating. You will need a stable income to get approved for a bad credit payday loan.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the cash advance loan immediately.

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