Greenwood Credit Union Payday Loans Review - Warwick, Rhode Island

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3.1 192 reviews

2669 Post Rd, Warwick, RI 02886, USA
+1 (401) 739-4600
www.greenwoodcu.org
Thursday
9AM–3PM
Friday
9AM–3PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Testimonials

Feedback about Greenwood Credit Union?

Here you grapple with the reviews of our customers.
Note

Pay Attention

Lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Warwick, New York

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Warwick, New York is taken out simply and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will Greenwood Credit Union help take out a loan in Warwick, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Warwick, New York. They rate many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

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Cranston Municipal Employees Credit Union

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