Pawtucket Credit Union Payday Loans Review - Smithfield, Rhode Island

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4.3 6 reviews

Organization owner?

379 Putnam Pike, Smithfield, RI 02917, USA

+1 (401) 722-2212

www.pcu.org

Wednesday

9AM–4PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Domain Info

Feedback about Pawtucket Credit Union?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Smithfield, Rhode Island

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and quick to issue payday loans in Smithfield, Rhode Island. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Pawtucket Credit Union help issue a payday loan in Smithfield, Rhode Island?

Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with person-related data. It will take several minutes to review the application. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Smithfield, ri will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan: