O M Financial Group Payday Loans Review - Smithfield, Rhode Island

Your personal information is safe with us

90 Douglas Pike UNIT R, Smithfield, RI 02917, USA
7 years in business
+1 (401) 233-1804
Testimonials

Feedback about O M Financial Group?

Here you read the feedback of our clients.
Note

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Smithfield, Rhode Island

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Payday loans in Smithfield, Rhode Island are issued easily. The interest percentage is conditional on the borrower's personal data: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will O M Financial Group help take out a loan in Smithfield, Rhode Island?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Smithfield, ri will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see

Other Payday Lenders in Smithfield, Rhode Island

Citizens Bank ATM

1119 Tiogue Ave, Coventry, RI 02816, USA

www.citizensbank.com

Home Loan Investment Bank, F.S.B

244 Weybosset St, Providence, RI 02903, USA

+1 (401) 272-5100

www.homeloanbank.com

Citizens Bank

446 Putnam Pike, Smithfield, RI 02895, USA

+1 (401) 949-0229

www.citizensbank.com

Citizens Bank ATM

704 Main St, West Warwick, RI 02893, USA

www.citizensbank.com

TD Bank

430 Central Ave, Pawtucket, RI 02861, USA

+1 (401) 722-6129

locations.td.com

John Olson - Citizens Bank, Home Mortgages

1090 Charles St, North Providence, RI 02904, USA

+1 (401) 952-7376

lo.citizensbank.com

Advance America

751 Mineral Spring Ave, Pawtucket, RI 02860, USA

+1 (401) 725-2310

www.advanceamerica.net

RI Jewelry and Loan

1181 Post Rd, Warwick, RI 02888, USA

+1 (401) 461-5626

rijewelryandloan.com

Webster Bank

563 Main St, East Greenwich, RI 02818, USA

+1 (401) 884-0371

public.websteronline.com