Cross Checking Inc Payday Loans Review - Providence, Rhode Island

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3.7 7 reviews

455 Smith St, Providence, RI 02908, USA
+1 (401) 351-5763
Thursday
10AM–8PM
Friday
10AM–8PM
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–8PM
Tuesday
10AM–8PM
Wednesday
10AM–8PM
Testimonials

What people think about Cross Checking Inc?

Below you see some of the testimonials of our customers.
Note

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Providence, Rhode Island

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Providence, Rhode Island. The entire process is fast. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Cross Checking Inc that offers payday loans in Providence, Rhode Island

  • 24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have low credit scores or have no credit score. But we recommend you that as with any borrowing you should only think about applying for a payday loan if you are sure that you can afford payments in a timely manner.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the payday loan even before applying.

Let's see

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