Empire Loan of Providence Payday Loans Review - Providence, Rhode Island

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4.9 81 reviews
Loan agency in Providence, Rhode Island

1271 N Main St, Providence, RI 02906, USA
+1 (401) 437-8421
empireloan.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed

Domain Info

Created Date

1999-11-20

Mailing Address

1130 WASHINGTON ST

BOSTON

MA

02118-2219

United States

Company Name

EMPIRE COLLATERAL LOAN CO., INC

EMPIRE COLLATERAL LOAN CO., INC

Contact Data

mgoldstein@empireloan.com

+1.6176959408

+1.6174235579

Testimonials

Feedback about Empire Loan of Providence?

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Note

Pay Attention

Above-defined info provides the details about a certain lender. Below-defined info is devoted to common information about payday loans.

Payday Loans in Providence, Rhode Island

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Providence, Rhode Island are taken out problem-free. The interest percentage is conditional on the borrower's personal data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Empire Loan of Providence help take out a loan in Providence, Rhode Island?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by microfinance organizations to issue a cash advance. The lending company process many aspects such as financial solvency to approve the request. Cash advance in Providence, Rhode Island may help enhance your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

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