Pawtucket Credit Union Payday Loans Review - Pawtucket, Rhode Island

Your personal information is safe with us
3.7 10 reviews

727 Central Ave, Pawtucket, RI 02861, USA
+1 (401) 722-2212
www.pcu.org
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Testimonials

What people think about Pawtucket Credit Union?

Below you get acquainted with some of the testimonials of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Pawtucket, Rhode Island

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Online payday loans can be the best solution to your temporary financial problems in Pawtucket , Rhode Island because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the company's policy.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Pawtucket Credit Union that offers payday loans in Pawtucket, Rhode Island

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to clients with a poor credit history. Payday loan approvals depend very much on other aspects. Lenders will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.

Let's see

Other Payday Lenders in Pawtucket, Rhode Island

Santander Bank

896 Tiogue Ave, Coventry, RI 02816, USA

+1 (401) 822-7910

locations.santanderbank.com

Master Card

50 Park Row W, Providence, RI 02903, USA

+1 (401) 453-4800

Atlantic Mortgage & Finance Corporation

94 Main St, South Kingstown, RI 02879, USA

+1 (401) 481-8050

www.atlanticcorporation.net

Citizens Bank

792 Hope St, Providence, RI 02906, USA

+1 (401) 455-5800

locations.citizensbank.com

Advance Electrical

33 Appian Way, Smithfield, RI 02917, USA

+1 (401) 232-5560

www.advance-electrical.com

Family Financial Group

480 Hope St, Providence, RI 02906, USA

+1 (866) 301-2300

www.familyfinancialgroup.com

Citizens Bank ATM

10 Woodruff Ave, Narragansett, RI 02882, USA

www.citizensbank.com

Advance America

1700 Diamond Hill Rd Ste B, Woonsocket, RI 02895, USA

+1 (401) 766-5128

www.advanceamerica.net

Citizens Bank

596 Putnam Pike, Greenville, RI 02828, USA

+1 (401) 949-1700

locations.citizensbank.com