Pawtucket Credit Union Payday Loans Review - Pawtucket, Rhode Island

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3.8 21 reviews

571 Smithfield Ave, Pawtucket, RI 02860, USA
+1 (401) 722-2212
www.pcu.org
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Testimonials

Feedback about Pawtucket Credit Union?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users get acquainted shared information about payday loans.

Payday Loans in Pawtucket, Rhode Island

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Pawtucket, Rhode Island is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Pawtucket Credit Union help issue a payday loan in Pawtucket, Rhode Island?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Pawtucket, Rhode Island. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a real cost of the loan.

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Peoples Credit Union ATM

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BankNewport

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Semper Home Loans, Inc

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Pawtucket Credit Union

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Citizens Bank ATM

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TD Bank

440 Pawtucket Ave, Rumford, RI 02916, USA

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