Cranston Municipal Employees Credit Union Payday Loans Review - Cranston, Rhode Island

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Organization owner?
869 Park Ave, Cranston, RI 02910, USA
www.cranstonmecu.org
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–5PM

Domain Info

Created Date
Mailing Address
Company Name
Contact Data
Testimonials

What people think about Cranston Municipal Employees Credit Union?

Below you see some of the testimonials of our clients.

They approve applicants immediately and transfer funds the next day. But beware – they charge high fees for missed payments. You’d better be a responsible borrower! Do not repeat my mistake!

Joannie Cruickshank

I always use Cranston Municipal Employees Credit Union when it need a cash advance. The application process is quick. No issues.

Dr. Cale Prosacco DDS

I applied for a $1,000 payday loan when I needed money after car accident. There simply was no other way out. I found this lender on the Internet. Other lender charged sky high rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I needed.

Prof. Zula Kohler

Was invited to a wedding but was empty at that time. A friend recommended me to contact Cranston Municipal Employees Credit Union. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had bad credit. In general, The process was very easy.

Prof. Guillermo Wilkinson

Recently I experienced the most desperate situation in my life. I suddenly needed $1000 to pay for medical bills. This institution assisted me the same day. They were the only website that accepted me for the necessary amount. I solved all my problems. I will 100% recommend this company to my friends. Best service in my life.

Prof. Chelsea Legros DVM

They only ask for an ID to get accepted. Last month I was broke and needed extra funds to hold on. These guys saved me although I had a bad credit score. Online and legit process. !

Dr. Conner Heller MD

Was invited to a birthday party but was empty at that time. A friend recommended me to use Cranston Municipal Employees Credit Union. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had bad credit. In general, The process was trouble free.

Audrey Emard

Note

Important

Above there is information about a exact loan provider. Below you can review common features of payday loans.

Payday Loans in Cranston, Rhode Island

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Cranston, Rhode Island is are easy to get. The APR is specific for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Cranston Municipal Employees Credit Union that offers payday loans in Cranston, Rhode Island

  • 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval rates. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to clients with a poor credit score. Payday loan approvals depend very much on specific factors. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Cranston, Rhode Island

Lynn Munoz - Ameriprise Financial Services, LLC

2155 Diamond Hill Rd Ste 3, Cumberland, RI 02864, USA

+1 (401) 334-0570

www.ameripriseadvisors.com

ABAL Check Cashing Inc

100 Bernon St, Woonsocket, RI 02895, USA

+1 (401) 765-1180

HarborOne Bank

618 George Washington Hwy, Lincoln, RI 02865, USA

+1 (401) 722-2022

www.harborone.com

Citizens Bank ATM

51 Main St, Wakefield, RI 02879, USA

www.citizensbank.com

Citizens Bank

67 Eddie Dowling Hwy, North Smithfield, RI 02896, USA

+1 (401) 235-1000

locations.citizensbank.com

Westerly Community Credit Union

244 Post Rd, Westerly, RI 02891, USA

+1 (401) 596-7000

www.westerlyccu.com

O M Financial Group

90 Douglas Pike UNIT R, Smithfield, RI 02917, USA

+1 (401) 233-1804

Accredited Home Lenders

931 Jefferson Blvd STE 1006, Warwick, RI 02886, USA

+1 (401) 732-3266

Edward Jones - Financial Advisor: Thomas V Minuto

120 Lambert Lind Hwy Unit 2, Warwick, RI 02886, USA

+1 (401) 244-7702

www.edwardjones.com