Cranston Municipal Employees Credit Union Payday Loans Review - Cranston, Rhode Island

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3.5 8 reviews

1615 Pontiac Ave, Cranston, RI 02920, USA
+1 (401) 463-3010
www.cranstonmecu.org
Tuesday
10AM–4:30PM
Wednesday
10AM–4:30PM
Thursday
10AM–4:30PM
Friday
10AM–4:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
10AM–4:30PM
Testimonials

Feedback about Cranston Municipal Employees Credit Union?

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Note

Pay Attention

Above-defined info provides the details about a exact lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Cranston, Rhode Island

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Cranston, Rhode Island is issued easily and fast. The interest rate is set considering the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Cranston Municipal Employees Credit Union help take out a payday loan in Cranston, Rhode Island?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Cranston, ri will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

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