Ocean State Credit Union Payday Loans Review - Coventry, Rhode Island

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3.9 7 reviews

1076 Main St, Coventry, RI 02816, USA
+1 (401) 397-1900
oceanstatecu.org
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–6PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–4:30PM
Testimonials

What people think about Ocean State Credit Union?

Below you find some of the testimonials of our customers.
Note

Pay Attention

Above there is information about a precise company. Below you can review common features of payday loans.

Payday Loans in Coventry, Rhode Island

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is trouble-free and speedy to get accepted for payday loans in Coventry, Rhode Island. The APR will be set individually for each applicant and will depend on the personal information the borrower entered.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Ocean State Credit Union that offers payday loans in Coventry, Rhode Island

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to getting a bank loan. A payday loan can save borrowers who have low credit scores or have no credit history. But we advise you that as with any loan you should only think about applying for a payday loan if you are sure that you can make payments in good time.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.

Let's see

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Pawtucket Credit Union

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Berkshire Bank

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Walmart Money Center

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Ocean State Credit Union

744 Main St, West Warwick, RI 02893, USA

+1 (401) 397-1900

oceanstatecu.org

Citizens Bank

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locations.citizensbank.com

Citizens Bank ATM

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First Federal Bank

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