Citizens Bank Payday Loans Review - Chepachet, Rhode Island

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3.5 10 reviews

21 Money Hill Rd, Chepachet, RI 02814, USA
+1 (401) 568-2531
locations.citizensbank.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM

Domain Info

Created Date

1995-08-15

Mailing Address

RI

United States

Company Name

Citizens Financial Group Inc

Citizens Financial Group Inc

Testimonials

Feedback about Citizens Bank?

Here you read the reviews of our clients.
Note

Pay Attention

Above-defined info offers the details about a certain lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Chepachet, Rhode Island

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Chepachet, Rhode Island is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates you will recieve.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Citizens Bank help take out a payday loan in Chepachet, Rhode Island?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Chepachet, Rhode Island. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as annual percentage rate.

Let's see

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