Columbia Bank Payday Loans Review - Seaside, Oregon

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3 2 reviews

Organization owner?

301 Avenue A, Seaside, OR 97138, USA

+1 (503) 738-8445

www.columbiabank.com

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Domain Info

What people think about Columbia Bank?

Below you get acquainted with some of the testimonials of our customers.

Note

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Seaside, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is trouble-free and speedy to get accepted for payday loans in Seaside, California. The interest rate will be set individually for each applicant and will depend on the personal data the applicant entered.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Columbia Bank that offers payday loans in Seaside, California

24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
High approval rates. 94% of applicants are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

23%

Treatment

16%

Vacation

13%

Clothes

10%

Home improvement

10%

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit history. Payday loan approvals depend very much on specific circumstances. They will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the payday loan immediately.

Let's see