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What people think about ACE Cash Express?
Always friendly, pay attention to detail, give you the best options if needed.
Dusty Schumm
Couldn't be happier with a banking experience
Mandy Ebert
An incredible staff unmatched anywhere.
Viviane Pagac Jr.
My boyfriend banks here and they have helped our family out so much!
Alysa Deckow
The many services provided all in one place and the knowledgable employees.
Mr. Terrence Schulist
It was easy,friendly people,pleasent experience
Mrs. Lucienne Jacobs II
Snobby and rude wasnt able cash my check.
Dortha Kihn
Always friendly, pay attention to detail, give you the best options if needed.
Dusty Schumm
Couldn't be happier with a banking experience
Mandy Ebert
An incredible staff unmatched anywhere.
Viviane Pagac Jr.
My boyfriend banks here and they have helped our family out so much!
Alysa Deckow
The many services provided all in one place and the knowledgable employees.
Mr. Terrence Schulist
It was easy,friendly people,pleasent experience
Mrs. Lucienne Jacobs II
Snobby and rude wasnt able cash my check.
Dortha Kihn
Always friendly, pay attention to detail, give you the best options if needed.
Dusty Schumm
Important
The previous three items charactirize a precise financial institution. But below you can find common details about payday loans.
Payday Loans in Salem, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
It is trouble-free and speedy to get accepted for payday loans in Salem, New York. The APR will be set individually for each client and will depend on the personal data the person provided.
25% small loan cap
Advantages of ACE Cash Express that offers payday loans in Salem, New York
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit rating. Payday loan approvals depend very much on specific factors. They will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your payday loan.
Other Payday Lenders in Salem, Oregon
First Interstate Bank
1150 US-97, Madras, OR 97741, USA
+1 (541) 475-0505
locations.firstinterstatebank.com
OnPoint Community Credit Union
16625 SE 362nd Dr, Sandy, OR 97055, USA
+1 (503) 228-7077
www.onpointcu.com