OnPoint Community Credit Union Payday Loans Review - Portland, Oregon

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3.6 83 reviews

Organization owner?

9730 SE Washington St, Portland, OR 97216, USA

+1 (503) 228-7077

www.onpointcu.com

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–5:30PM

Domain Info

Company Name

Whois Agent

Domain Protection Services, Inc.

What people think about OnPoint Community Credit Union?

Below you read some of the opinions of our customers.

Note

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Portland, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your unexpected financial difficulties in Portland , New York because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Advantages of OnPoint Community Credit Union that offers payday loans in Portland, New York

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have bad credit scores or have no credit score. But we recommend you that as with any borrowing you should only think about applying for a payday loan if you are confident that you can afford payments without delays.

To get approved for a payday loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.

Let's see