Beneficial State Bank Payday Loans Review - Portland, Oregon

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4.6 7 reviews

Organization owner?

5636 NE Sandy Blvd, Portland, OR 97213, USA

+1 (503) 445-8700

Tuesday

10AM–4PM

Wednesday

10AM–4PM

Thursday

10AM–4PM

Friday

10AM–4PM

Saturday

Closed

Sunday

Closed

Monday

10AM–4PM

Testimonials

What people think about Beneficial State Bank?

Below you read some of the opinions of our customers.

Note

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Portland, New York

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may become an easy and speedy solution to a short-term problem in Portland, New York. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few factors.

APR

25% small loan cap

Advantages of Beneficial State Bank that offers payday loans in Portland, New York

24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
High approval rates. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can help clients who have low credit scores or have no credit score. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are sure that you can afford payments in a timely manner.

To get accepted for a loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see