Umpqua Bank Payday Loans Review - Klamath Falls, Oregon

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2.8 5 reviews

Organization owner?

540 Main St, Klamath Falls, OR 97601, USA

+1 (541) 882-3444

locations.umpquabank.com

Saturday

Closed

Sunday

Closed

Monday

10AM–4PM

Tuesday

10AM–4PM

Wednesday

10AM–4PM

Thursday

10AM–4PM

Friday

10AM–4PM

Domain Info

Mailing Address

20085 NW TANASBOURNE DR

Hillsboro

97124-7104

United States

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Testimonials

What people think about Umpqua Bank?

Below you see some of the testimonials of our customers.

Note

Pay Attention

Now you can see general aspects of payday loans.

Payday Loans in Klamath Falls, Oregon

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is easy and speedy to get approved for payday loans in Klamath Falls, Oregon. The APR will be set specifically for each client and will depend on the personal information the consumer filled in.

APR

154%*

Max Loan

$50,000

Min Term

31 days

Max Term

60 days

Advantages of Umpqua Bank that offers payday loans in Klamath Falls, Oregon

24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
High approval rates. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of clients with bad credit scores. There are lenders who may be ready to give you a payday loan even if you have a poor credit score. You will need a steady income to apply for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see