Umpqua Bank Payday Loans Review - Independence, Oregon

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3.9 15 reviews

Organization owner?

302 S Main St, Independence, OR 97351, USA

+1 (503) 838-1466

locations.umpquabank.com

Saturday

Closed

Sunday

Closed

Monday

9:30AM–1PM, 2–5:30PM

Tuesday

9:30AM–1PM, 2–5:30PM

Wednesday

9:30AM–1PM, 2–5:30PM

Thursday

9:30AM–1PM, 2–5:30PM

Friday

9:30AM–1PM, 2–5:30PM

Domain Info

Mailing Address

20085 NW TANASBOURNE DR

Hillsboro

97124-7104

United States

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Testimonials

Feedback about Umpqua Bank?

Here you see the reviews of our customers.

Note

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Independence, Virginia

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are considered as payday loans in Independence, va. They are issued at individual interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Umpqua Bank help issue a payday loan in Independence, Virginia?

24/7 operation. Such online services allow you to get funds at any time. Funds are taken out around the clock. The transfer will be sent to a card, so a personal visit to the department is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Independence, va consider this circumstance not an obstacle to issue a loan. The customer of a cash advance should be prepared to objectively estimate financial solvency, issue a loan, pay back the debt on time and not only cope with current difficulties, but enhance the credit score.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see