Columbia Bank Payday Loans Review - Hermiston, Oregon

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4.8 5 reviews

Organization owner?

1033 S Hwy 395, Hermiston, OR 97838, USA

+1 (541) 564-6800

www.columbiabank.com

Tuesday

9:30AM–5PM

Wednesday

9:30AM–5PM

Thursday

9:30AM–5PM

Friday

9:30AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9:30AM–5PM

Domain Info

What people think about Columbia Bank?

Below you find some of the testimonials of our clients.

Note

Important

Above there is information about a exact lender. Below you can read common characteristics of payday loans.

Payday Loans in Hermiston, Oregon

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is easy and fast to get approved for payday loans in Hermiston, Oregon. The interest rate will be set individually for each case and will depend on the personal data the consumer filled in.

APR

154%*

Max Loan

$50,000

Min Term

31 days

Max Term

60 days

Advantages of Columbia Bank that offers payday loans in Hermiston, Oregon

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to fill out the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a bad credit score. Payday loan approvals depend very much on specific factors. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the cash advance loan even before applying.

Let's see