Columbia Bank Payday Loans Review - Happy Valley, Oregon

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2.3 9 reviews

Town Ctr Dr, 15820 SE Happy Valley Dr, Happy Valley, OR 97086, USA
+1 (503) 489-1920
www.columbiabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Testimonials

Feedback about Columbia Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Above-specified info offers the details about a exact lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Happy Valley, Oregon

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are known as payday loans in Happy Valley, or. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

154%*

Max Loan

$50,000

Min Term

31 days

Max Term

60 days

How will Columbia Bank help issue a loan in Happy Valley, Oregon?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

9%
Healthcare Bills

8%
Traveling

6%
Car Repair

2%
Clothes

3%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Happy Valley, or will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

Other Payday Lenders in Happy Valley, Oregon

Columbia Bank

473 NW Burnside Rd, Gresham, OR 97030, USA

+1 (503) 618-0939

www.columbiabank.com

Bank of the West

80 N 17th Ave, Cornelius, OR 97113, USA

+1 (503) 357-5900

www.bankofthewest.com

Umpqua Bank

2405 3rd St, Tillamook, OR 97141, USA

+1 (503) 842-5521

locations.umpquabank.com

Credit Concepts Inc

220 W 7th Ave, Eugene, OR 97401, USA

+1 (541) 342-8545

www.creditconcepts.com

ATM - Umpqua Bank

1670 Williams Hwy, Grants Pass, OR 97527, USA

+1 (541) 471-1776

locations.umpquabank.com

Wells Fargo Bank

2249 Cascade Ave, Hood River, OR 97031, USA

+1 (541) 386-3699

www.wellsfargo.com

Unitus Community Credit Union

3355 N Williams Ave, Portland, OR 97227, USA

+1 (503) 227-5571

www.unitusccu.com

Willamette Valley Bank

6 Centerpointe Dr, Lake Oswego, OR 97035, USA

+1 (503) 597-6300

www.willamettevalleybank.com

Eagle Financial

The Red Building, 20 Basin St # 103, Astoria, OR 97103, USA

+1 (503) 468-0508

www.eagle.com