Columbia Bank Payday Loans Review - Gresham, Oregon

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2.7 3 reviews

473 NW Burnside Rd, Gresham, OR 97030, USA
+1 (503) 618-0939
www.columbiabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
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Above-defined info provides the details about a certain lending company. Below-specified info is oriented on general information about payday loans.

Payday Loans in Gresham, South Carolina

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Gresham, South Carolina are taken out easily. The interest percentage depends on the borrower's person-related information: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Columbia Bank help issue a payday loan in Gresham, South Carolina?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by payday lenders to take out a loan. The lending company review many aspects such as financial abilities to approve the application. Cash advance in Gresham, South Carolina may help improve your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.

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Washington Federal Bank

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U.S. Bank ATM - Astoria

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ACE Cash Express

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Principal Financial Group

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First Community Credit Union

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+1 (541) 895-3061

www.myfirstccu.org

First Community Credit Union

1531 NE Park Ln, Fairview, OR 97024, USA

+1 (503) 492-8976

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Banner Bank

44 W Linn Rd, Eagle Point, OR 97524, USA

+1 (541) 826-0580

locations.bannerbank.com

Lighthouse Home Loans, Inc.

204 W Main St, Silverton, OR 97381, USA

Old West Federal Credit Union

3 Depot St, La Grande, OR 97850, USA

+1 (541) 963-3053

www.oldwestfcu.org