IBC Bank Payday Loans Review - Sand Springs, Oklahoma

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2.9 15 reviews

3402 OK-97, Sand Springs, OK 74063, USA
+1 (918) 497-2459
www.ibc.com
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

What people think about IBC Bank?

Below you read some of the testimonials of our customers.
Note

Pay Attention

The previous three items charactirize a peculiar lending service. But below you can find common details about payday loans.

Payday Loans in Sand Springs, Montana

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Sand Springs, Montana. The entire process is hassle-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

Advantages of IBC Bank that offers payday loans in Sand Springs, Montana

  • 24/7 application. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Sand Springs, Oklahoma

Equity Bank

201 E Central Ave, Ponca City, OK 74601, USA

+1 (580) 718-9990

www.equitybank.com

World Finance

120 W Main St, Ada, OK 74820, USA

+1 (580) 436-4450

www.loansbyworld.com

Red River Credit Corporation

914 N Main St, Altus, OK 73521, USA

+1 (580) 482-3600

redrivercredit.com

Great Plains Bank

429 S Broadway Ave, Hobart, OK 73651, USA

+1 (580) 726-2212

gpnbank.com

Navy Federal Credit Union ATM

Lawton, OK 73505, USA

www.navyfederal.org

Check Into Cash

1739 N Green Ave, Purcell, OK 73080, USA

+1 (405) 527-2675

Community National Bank & Trust

301 S Main St, Newkirk, OK 74647, USA

+1 (580) 362-3364

www.mybankcnb.com

Merrill Check Cashing

215 S Kerr Blvd, Sallisaw, OK 74955, USA

+1 (918) 775-6006

RCB Bank

405 S Duck St, Stillwater, OK 74074, USA

+1 (405) 377-7600

www.rcbbank.com