The First National Bank & Trust Co. Payday Loans Review - Oklahoma City, Oklahoma

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4.4 14 reviews

8504 SW 59th St, Oklahoma City, OK 73179, USA
+1 (405) 745-9222
www.bankfnbt.com
Saturday
8AM–12PM
Sunday
(Easter)
Closed
Monday
7:30AM–6PM
Tuesday
7:30AM–6PM
Wednesday
7:30AM–6PM
Thursday
7:30AM–6PM
Friday
7:30AM–6PM

Domain Info

Created Date

2002-10-21

Mailing Address

PO BOX 1130

CHICKASHA

OK

73023-1130

United States

Company Name

First National Bank and Trust Co

First National Bank and Trust Co

Contact Data

helpdesk@bankfnbt.com

+1.4055743734

+1.4052225053

Testimonials

What people think about The First National Bank & Trust Co.?

Below you get acquainted with some of the reviews of our clients.
Note

Important

Above there is information about a precise company. Below you can see common features of payday loans.

Payday Loans in Oklahoma City, Oklahoma

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Oklahoma City, Oklahoma is are easy to get. The APR is individual for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

Advantages of The First National Bank & Trust Co. that offers payday loans in Oklahoma City, Oklahoma

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and pay back your loan commitments punctually.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.

Let's see

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