IBC Bank Payday Loans Review - Oklahoma City, Oklahoma

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2.3 16 reviews

4902 N Western Ave, Oklahoma City, OK 73118, USA
+1 (405) 775-8054
www.ibc.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
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Pay Attention

Lending companies are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Oklahoma City, Oklahoma

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Oklahoma City, Oklahoma is issued simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will IBC Bank help take out a loan in Oklahoma City, Oklahoma?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Oklahoma City, ok will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as APR.

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Other Payday Lenders in Oklahoma City, Oklahoma

LendNation

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+1 (918) 245-0777

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Courtesy Loans

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Pathway Credit

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+1 (405) 595-2417

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Arvest Bank

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+1 (918) 631-1000

locations.arvest.com

First United Bank - Shawnee Kickapoo

4439 N Kickapoo Ave, Shawnee, OK 74804, USA

+1 (405) 878-3700

www.firstunitedbank.com

Dixie Finance

212 S Main St, Eufaula, OK 74432, USA

+1 (918) 689-2708

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ATM (Arvest Bank)

1405 N Main St, Miami, OK 74354, USA

+1 (918) 541-2610

locations.arvest.com

Meno Guaranty Bank

101 US-412, Meno, OK 73760, USA

+1 (580) 776-2257

www.cleostatebank.com

Continental Credit

6054 S Western Ave, Oklahoma City, OK 73139, USA

+1 (405) 632-4111

www.securityfinance.com