IBC Bank Payday Loans Review - Oklahoma City, Oklahoma

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2.1 12 reviews

2200 S Douglas Blvd, Midwest City, OK 73130, USA
+1 (405) 775-8057
www.ibc.com
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

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Further there will be shown the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Oklahoma City, Oklahoma

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Oklahoma City, Oklahoma is taken out easily and fast. The interest rate is defined respecting the category of the customer: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will IBC Bank help take out a payday loan in Oklahoma City, Oklahoma?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Oklahoma City, Oklahoma. The lending company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see

Other Payday Lenders in Oklahoma City, Oklahoma

Washita State Bank

701 OK-44, Burns Flat, OK 73624, USA

+1 (580) 562-4871

www.washitastatebank.com

Southern Finance

1726 E Carl Albert Pkwy, McAlester, OK 74501, USA

+1 (918) 423-2029

www.mymoneytogo.com

Approved Cash

3623 NW 39th St, Oklahoma City, OK 73112, USA

+1 (405) 917-5178

approvedcashadvance.com

Stride Bank, N.A.

324 W Broadway Ave, Enid, OK 73701, USA

+1 (580) 233-3535

www.stridebank.com

Arvest Bank

230 W Broadway St, Muskogee, OK 74401, USA

+1 (918) 680-6215

locations.arvest.com

MoneyGram

2001 S 1st St, Chickasha, OK 73018, USA

+1 (405) 224-1867

locations.moneygram.com

Tulsa Federal Credit Union

446 S Elm St, Jenks, OK 74037, USA

+1 (918) 610-0200

tulsafederalcu.org

Arvest Bank

11032 S Memorial Dr, Tulsa, OK 74133, USA

+1 (918) 631-1000

locations.arvest.com

ATM (Bank of Oklahoma)

3727 E Apache St, Tulsa, OK 74115, USA

+1 (800) 234-6181

www.bankofoklahoma.com