IBC Bank Payday Loans Review - Oklahoma City, Oklahoma

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1.8 25 reviews

3817 Northwest Expy #100, Oklahoma City, OK 73112, USA
+1 (405) 775-8001
www.ibc.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

Feedback about IBC Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Oklahoma City, Oklahoma

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Payday loans in Oklahoma City, Oklahoma are issued problem-free. The interest rate is conditional on the borrower's person-related data: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will IBC Bank help issue a payday loan in Oklahoma City, Oklahoma?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Oklahoma City, ok will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

Let's see

Other Payday Lenders in Oklahoma City, Oklahoma

Washita State Bank

701 OK-44, Burns Flat, OK 73624, USA

+1 (580) 562-4871

www.washitastatebank.com

Western-Shamrock Finance

900 N Main St ste a, Altus, OK 73521, USA

+1 (580) 480-1679

westernshamrock.com

World Acceptance Corporation

2820 US-64, Guymon, OK 73942, USA

+1 (580) 338-4205

www.loansbyworld.com

Sun Loan Company

3444 North, US-81, Duncan, OK 73533, USA

+1 (580) 470-9054

www.sunloan.com

CASH SECURITY INC

11 S Adair St, Pryor, OK 74361, USA

+1 (918) 825-6267

www.cashsecurityloans.com

First United Bank

1400 W Main St, Durant, OK 74701, USA

+1 (800) 924-4427

www.firstunitedbank.com

Armstrong Bank

810 N Campbell Ave, Warner, OK 74469, USA

+1 (918) 463-2973

www.armstrong.bank

First Cash Pawn

5519 SE 15th St, Del City, OK 73115, USA

+1 (405) 677-1511

www.firstcash.com

Lewis Investments Inc

209 W Grand Ave, Frederick, OK 73542, USA

+1 (580) 335-5253