First Citizens Bank Payday Loans Review - Norman, Oklahoma

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1 reviews

3800 Journey Pkwy, Norman, OK 73072, USA
+1 (405) 253-3840
locations.firstcitizens.com
Friday
9–11:45AM, 1:15–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9–11:45AM, 1:15–5PM
Tuesday
9–11:45AM, 1:15–5PM
Wednesday
9–11:45AM, 1:15–5PM
Thursday
9–11:45AM, 1:15–5PM
Testimonials

What people think about First Citizens Bank?

Below you see some of the reviews of our customers.
Note

Important

Above there is information about a definite company. Below you can see common features of payday loans.

Payday Loans in Norman, North Carolina

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is trouble-free and fast to get accepted for payday loans in Norman, North Carolina. The interest rate will be set individually for each person and will depend on the personal information the applicant filled in.

APR

36% APR small loan cap

Advantages of First Citizens Bank that offers payday loans in Norman, North Carolina

  • 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval chances. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some clients to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your capabilities and repay your loan commitments in a timely manner.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

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