IBC Bank Payday Loans Review - Miami, Oklahoma

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3.8 5 reviews

2520 N Main St, Miami, OK 74354, USA
+1 (918) 542-4411
www.ibc.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Testimonials

What people think about IBC Bank?

Below you read some of the testimonials of our customers.
Note

Important

The previous three items describe a peculiar lender. But below you can read general information about payday loans.

Payday Loans in Miami, West Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is simple and speedy to get accepted for payday loans in Miami, West Virginia. The APR will be set specifically for each consumer and will depend on the personal data the applicant filled in.

APR

31% APR for loans up to $2,000

Advantages of IBC Bank that offers payday loans in Miami, West Virginia

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are designed to help meet the needs of applicants with less than perfect credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Miami, Oklahoma

Security Finance

105 N Broadway St, Moore, OK 73160, USA

+1 (405) 793-7500

www.securityfinance.com

Simmons Bank

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+1 (405) 427-4000

www.simmonsbank.com

Oklahoma Central Credit Union

1105 E Albany St, Broken Arrow, OK 74012, USA

+1 (918) 664-6000

www.oklahomacentral.creditunion

Empire Finance

1109 S Main St, Grove, OK 74344, USA

+1 (918) 786-4194

www.wallacemgt.com

Walmart Money Center

1201 W Petree Rd, Anadarko, OK 73005, USA

www.walmart.com

Maverick Finance

207 E W Ray Fine Blvd #1, Roland, OK 74954, USA

+1 (918) 427-5436

www.securityfinance.com

Edward Jones - Financial Advisor

460 Muskogee Ave, Tahlequah, OK 74464, USA

www.edwardjones.com

Arvest Bank ATM

14902 State Hwy 7, Lawton, OK 73501, USA

+1 (888) 307-3496

locations.arvest.com

Advance America

2023 N Main St, Miami, OK 74354, USA

+1 (918) 542-1528

www.advanceamerica.net