American Exchange Bank Payday Loans Review - Lindsay, Oklahoma

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5 reviews

402 S Main St, Lindsay, OK 73052, USA
+1 (405) 756-3101
aebank.us
Friday
7:30AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
7:30AM–4PM
Tuesday
7:30AM–4PM
Wednesday
7:30AM–4PM
Thursday
7:30AM–4PM

Domain Info

Created Date

2007-05-09

Mailing Address

PO Box 184

Lindsay

OK

73052

United States

Company Name

Darryl Arter

Ideal Services

Contact Data

darryl@arters.net

+1.4057565475

Testimonials

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The first three points show the certain lending company. In other turn, below-shown info makes readers get acquainted general information about payday loans.

Payday Loans in Lindsay, Montana

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Lindsay, Montana is taken out simply and fast. The interest rate is defined considering the category of the customer: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

How will American Exchange Bank help issue a loan in Lindsay, Montana?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Lindsay, mt will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

Let's see

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