IBC Bank Payday Loans Review - Guthrie, Oklahoma

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2.8 12 reviews

120 N Division St, Guthrie, OK 73044, USA
+1 (405) 775-8064
www.ibc.com
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

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Here you get acquainted with the feedback of our customers.
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Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Guthrie, Kentucky

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and fast to issue loans in Guthrie, Kentucky. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will IBC Bank help take out a loan in Guthrie, Kentucky?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Guthrie, ky will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

Let's see

Other Payday Lenders in Guthrie, Oklahoma

MidFirst Bank

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+1 (405) 943-8002

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Advance Graphics & Printing

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Walmart Money Center

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First National Bank of Davis

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Walmart Money Center

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+1 (405) 224-1867

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Advance America

2401 12th Ave NW Ste. 117, Ardmore, OK 73401, USA

+1 (580) 223-2366

www.advanceamerica.net

Western-Shamrock Finance

1009 N Broadway St, Poteau, OK 74953, USA

+1 (918) 647-2726

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Regional Finance

1500 Hoppe Blvd Suite 6, Ada, OK 74820, USA

+1 (580) 279-0021

branches.regionalfinance.com

Continental Credit

219 W Main St, Purcell, OK 73080, USA

+1 (405) 527-3786

www.securityfinance.com