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What people think about First National Bank & Trust?
They only ask for an ID to apply. Last week I was ill and needed some cash to survive. These guys accepted me although I had a bad credit score. Fast and transparent process. Very satisfied!
Otha Kreiger
First National Bank & Trust seems good. Applied twice. The first cash advance approved was small – $300, but next time the limit was increased to $900. Repaid the loan as agreed. The staff were amazing, they gave fast answers to all my questions. No troubles. But their rates are not the lowest on the net.
Francis Dietrich
I have already contacted this website once and I was very pleased with the rates. This is the only round the clock website with reasonable rates in my town.
Keara Jakubowski DVM
Important
Below you can review general information about payday loans and their common features.
Payday Loans in Elk City, Kansas
Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.
It is effortless and fast to get accepted for payday loans in Elk City, Kansas. The APR will be set specifically for each case and will depend on the personal information the borrower entered.
391%*
$500
7 days
30 days
Advantages of First National Bank & Trust that offers payday loans in Elk City, Kansas
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people apply for cash advances?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a payday loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.
Other Payday Lenders in Elk City, Oklahoma
check n go, Check `n Go Store Directory
1205 W Petree Rd, Anadarko, OK 73005, USA
+1 (405) 247-5238
locations.checkngo.com
Diamond Finance Loans McAlester
201 E Chickasaw Ave, McAlester, OK 74501, USA
+1 (918) 423-2600
www.bell-finance.com
World Finance
400 N Lynn Riggs Blvd, Claremore, OK 74017, USA
+1 (918) 341-3501
www.loansbyworld.com
Red River Credit Corporation
207 E Chickasaw Ave Ste A,B, McAlester, OK 74501, USA
+1 (918) 429-0207
redrivercredit.com
