Citizens Bank Payday Loans Review - Youngstown, Ohio

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4.5 2 reviews

6071 Mahoning Ave, Austintown, OH 44515, USA
+1 (330) 792-9550
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Testimonials

What people think about Citizens Bank?

Below you see some of the reviews of our clients.
Note

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Below you can read general information about payday loans and their common features.

Payday Loans in Youngstown, New York

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Youngstown, New York is are easy to get. The interest rate is specific for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Citizens Bank that offers payday loans in Youngstown, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on specific circumstances. They will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

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Century Federal Credit Union - Federal Building Branch

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ACE Cash Express

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