Citizens Bank Payday Loans Review - Westlake, Ohio

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3.3 3 reviews

1299 Columbia Rd, Westlake, OH 44145, USA
+1 (440) 835-4700
locations.citizensbank.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

1995-08-15

Mailing Address

RI

United States

Company Name

Citizens Financial Group Inc

Citizens Financial Group Inc

Testimonials

Feedback about Citizens Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Further there will be shown the details about not a certain lender. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Westlake, Ohio

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Westlake, Ohio are taken out hassle-free. The interest percentage depends on the customer's person-related data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Citizens Bank help issue a payday loan in Westlake, Ohio?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Westlake, oh will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

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First Bank of Ohio

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