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What people think about Home Savings Bank?
Yesterday I urgently needed funds to pay for a gender party. I submitted an application form via the website of Home Savings Bank. I entered the basic personal information. No phone calls. The requested amount was approved within 20 minutes. The money was transferred to my bank account within 3 hours. Awesome lender!
Dr. Colten Frami
Good loan provider with reasonable rates. They money the next day, as promised. I will use Home Savings Bank again if I need temporary help.
Toney Olson
Previously I needed $800 to cover medical bills. I decided to contact Home Savings Bank. They only approved me for $500 but the process itself was easy, and their rates were attractive.
Mr. Cristobal Will
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Now you can read general features of payday loans.
Payday Loans in Wapakoneta, Ohio
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Online cash advance loans can be the best solution to your short-term financial difficulties in Wapakoneta , Ohio because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.
28%
$1,000
91 days
1 year
Advantages of Home Savings Bank that offers payday loans in Wapakoneta, Ohio
- 24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit score. Payday loan approvals depend very much on specific factors. Payday companies will pay attention to your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your loan.
Other Payday Lenders in Wapakoneta, Ohio
First Federal Bank of Ohio
70 N Main St, Mt Gilead, OH 43338, USA
+1 (419) 946-8010
www.firstfederalbankofohio.com
United Services Federal Credit Union
Unites State Court House, 1716 Spielbusch Ave # 405, Toledo, OH 43604, USA
+1 (419) 241-2163
unitedfcu.com
First Commonwealth Bank
140 Lincoln Way W, Massillon, OH 44647, USA
+1 (330) 481-2350
www.fcbanking.com
Edward Jones - Financial Advisor: Ted Stazak, CFP®|AAMS®
1889 Niles Cortland Rd NE, Warren, OH 44484, USA
+1 (330) 856-7082
www.edwardjones.com