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What people think about Park National Bank: Utica Office?
Wonderful staff and management
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Great friendly banking
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Good, quick service.
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Below you can see general information about payday loans and their common features.
Payday Loans in Utica, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans in Utica, New York is are easy to access. The APR is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of Park National Bank: Utica Office that offers payday loans in Utica, New York
- 24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
- High approval rates. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Payday loans for bad credit
If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of people with lower credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit rating. You will need a regular income to get approved for a bad credit payday loan.
To get approved for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Utica, Ohio
ACE Cash Express
717 W Coshocton St, Johnstown, OH 43031, USA
+1 (740) 966-5245
www.acecashexpress.com
S.A.M. Check Cashing Machine
2650 W Market St, Warren, OH 44485, USA
+1 (330) 898-7469
www.samcodirect.com
Citizens Bank
10300 Northfield Rd, Northfield, OH 44067, USA
+1 (330) 467-7927
locations.citizensbank.com
Principal Financial Group
8007 Harrison Ave, Miamitown, OH 45041 Harrison Ave, Miamitown, OH 45041, USA
+1 (513) 486-2068
www.principal.com