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What people think about The Peoples Savings Bank?
Good loan provider with competitive rates. They money within 3 hours, as promised. I will use The Peoples Savings Bank again if I need financial assistance.
Lillian Bruen
I applied for the first payday loan in my life, was approved the next day despite the fact that I had other loans. I repaid it on time. Love this lender for their affordable rates. Other lenders in my town charge sky high interest!
Imogene Feeney
Many thanks to The Peoples Savings Bank. I recently had some troubles with repaying my auto loan and they approved me for a payday loan. Best lender! Managed to deal with my issues and signed with relief.
Tyrique Marvin IV
I had problems with paying my bank loan and was not sure I would get appoved for a loan with The Peoples Savings Bank . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $800 online. Fortunately I got approved!!! They literally saved my life.
Dr. Jasen Bailey
I am a loyal client of The Peoples Savings Bank. It is very easy to apply via the net. The interest rate was favorable. Their staff always respond quickly.
Oren Spinka
Recently I experienced the most desperate situation in my life. I suddenly needed $900 to cover utility bills. This lender helped me immediately. They were the only website that accepted me for the required amount. I sorted out all my troubles. I will surely recommend this company to my family. Best service ever.
Mr. Ernest Orn
Important
The previous three items describe a certain company. But below you can read general details about payday loans.
Payday Loans in Urbana, Ohio
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Online payday loans can be the right solution to your sudden financial problems in Urbana , Ohio because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.
28%
$1,000
91 days
1 year
Advantages of The Peoples Savings Bank that offers payday loans in Urbana, Ohio
- Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people take out payday loans?
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a poor credit history an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments in a timely manner.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.
Other Payday Lenders in Urbana, Ohio
Advance America
1312 Mt Vernon Ave #4, Marion, OH 43302, USA
+1 (740) 389-2090
www.advanceamerica.net
Advance America
4767 Northfield Rd, North Randall, OH 44128, USA
+1 (216) 587-9133
www.advanceamerica.net
Softite Community Federal Credit Union
100 Longview Ave, Mingo Junction, OH 43938, USA
+1 (740) 314-8965
softitecfcu.com
