What people think about First American Cash Advance?
Great place,great people, great service.
Miss Bianka Ritchie DDS
Tel-A-Rent offers a wide variety of products with flexible payment options.
Mathilde Becker
Everyone we have dealt with have been wonderful and will work with you on price.
Prof. Piper Kerluke Jr.
Excellent staff excellent services offered excellent programs.
Dante Sauer
There is ample parking and a gas station right across the street as well.
Oscar Swaniawski
Friendly people, Bible-based teaching.
Joy Cummerata
Important
The previous three items describe a definite lending service. But below you can read general details about payday loans.
Payday Loans in Urbana, Ohio
A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans may seem like an easy and fast solution to a short-term problem in Urbana, Ohio. Loans from payday lenders can get you money same day. Your interest rate will depend on several things.
28%
$1,000
91 days
1 year
Advantages of First American Cash Advance that offers payday loans in Urbana, Ohio
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to complete the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit rating you may still apply a payday loan. Such loans are designed to help meet the needs of people with bad credit scores. There are companies who may be ready to offer you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.
To get approved for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the loan immediately.
Other Payday Lenders in Urbana, Ohio
Peoples Bank ATM
2246 Southgate Pkwy, Cambridge, OH 43725, USA
+1 (800) 374-6123
www.peoplesbancorp.com
ACE Cash Express
4040 Youngstown-Poland Rd, Youngstown, OH 44514, USA
+1 (330) 788-1535
www.acecashexpress.com