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What people think about HTM Area Credit Union?
My experience with HTM Credit Union has been acceptionally creditable.
Josiah Stamm II
Have been doing business with Jim and his staff for more than 6 years.
Dr. Bennett Schaefer
Would recommend to anyone looking for a good place to bank.
Gino O'Kon
I had applied and the whole process took less than 30min. I was really in need of this loan. Payments are very reasonable. I also give them an A+++++++
Waldo Daniel
I needed a quick, short term loan and they pulled through! No hassle, easy application, low payments. I was surprised how easy the process was! Good job Lendly, this is …
Ali Abernathy
Once I submitted all my personal information about an hour later I was denied.
Oleta Collier
Pay Attention
The previous three items describe a peculiar financial institution. But below you can read common details about payday loans.
Payday Loans in Troy, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Cash advance loans may turn out an easy and fast solution to a short-term problem in Troy, New York. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few things.
25% small loan cap
Advantages of HTM Area Credit Union that offers payday loans in Troy, New York
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people take out payday loans?
Payday loans for bad credit
Payday loans are designed for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Troy, ny work with people with poor credit. You can request a bad credit payday loan on the net 24/7 and if accepted could have the money in your account within a few hours.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your cash advance.
Other Payday Lenders in Troy, Ohio
Woodforest National Bank
6001 Mahoning Ave, Austintown, OH 44515, USA
+1 (330) 793-2327
www.woodforest.com
Peoples National Bank
375 Lincoln Park Dr, New Lexington, OH 43764, USA
+1 (740) 342-5111
www.psbohio.com
Park National Bank: Galion Office
8 Public Square, Galion, OH 44833, USA
+1 (419) 468-6600
parknationalbank.com
Design & Renew Career and Finance Coaching
19 N Center St, Pickerington, OH 43147, USA
+1 (614) 434-6536
www.designandrenew.com
Ohio Savings Bank, a division of New York Community Bank
8810 Mentor Ave, Mentor, OH 44060, USA
+1 (440) 953-9421
www.mynycb.com