CheckSmart Payday Loans Review - Springfield, Ohio

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3.2 13 reviews
Loan agency in Springfield, Ohio

2600 E Main St, Springfield, OH 45503, USA
10 years in business
+1 (937) 325-4000
www.ccfi.com
Thursday
8AM–8PM
Friday
8AM–8PM
Saturday
8AM–8PM
Sunday
11AM–4PM
Monday
8AM–8PM
Tuesday
8AM–8PM
Wednesday
8AM–8PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about CheckSmart?

Below you get acquainted with some of the reviews of our clients.
Note

Important

Now you can see general characteristics of payday loans.

Payday Loans in Springfield, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans are the easiest loans to be eligible in Springfield, Massachusetts. The entire process is hassle-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

23% small loan cap

Advantages of CheckSmart that offers payday loans in Springfield, Massachusetts

  • 24/7 application. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are companies who may be ready to give you a payday loan even if you have a poor credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.

Let's see

Other Payday Lenders in Springfield, Ohio

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ACE Cash Express

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American Loan

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Woodforest National Bank

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+1 (937) 264-3229

www.woodforest.com

Huntington Bank

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Cash Net

1298 Copley Rd, Akron, OH 44320, USA

+1 (330) 835-3833

Edward Jones - Financial Advisor: Butch Hooper

1435 Rombach Ave, Wilmington, OH 45177, USA

+1 (937) 655-8835

www.edwardjones.com

U.S. Bank Branch

6211 Som Center Rd, Solon, OH 44139, USA

+1 (440) 248-5600

locations.usbank.com

WesBanco Bank

307 State St, Proctorville, OH 45669, USA

+1 (740) 886-0882

locations.wesbanco.com