First American Cash Advance Payday Loans Review - South Point, Ohio

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4 8 reviews

294 Co Rd 120, South Point, OH 45680, USA
7 years in business
+1 (740) 894-5171
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Testimonials

What people think about First American Cash Advance?

Below you find some of the opinions of our clients.
Note

Important

The above-given information provides the details about a precise lender. The information below is about general information about payday loans.

Payday Loans in South Point, Ohio

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in South Point, Ohio. The entire process is straightforward. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of First American Cash Advance that offers payday loans in South Point, Ohio

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a poor credit rating. Payday loan approvals depend very much on specific factors. They will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see

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