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What people think about Civista Bank?
Great and friendly staff.
Amos Price Jr.
Save your money and go somewhere else.
Christine Johnson
The work with you as long as your a loyal customer.
Dr. Brandi Hettinger
Great and friendly staff.
Amos Price Jr.
Save your money and go somewhere else.
Christine Johnson
The work with you as long as your a loyal customer.
Dr. Brandi Hettinger
Great and friendly staff.
Amos Price Jr.
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Below you can read general information about payday loans and their common features.
Payday Loans in Russells Point, Ohio
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans may turn out an easy and fast solution to a short-term problem in Russells Point, Ohio. Loans from payday lenders can get you funds quickly. Your interest rate will depend on a few things.
28%
$1,000
91 days
1 year
Advantages of Civista Bank that offers payday loans in Russells Point, Ohio
- Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for approval.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can help consumers who have bad credit scores or have no credit score. But we remind you that as with any loan you should only consider applying for a cash advance if you are sure that you can make payments in a timely manner.
To get accepted for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
This online calculator can be used to quickly calculate the APR. It’s easy to learn the real cost of the payday loan even before applying.
